Terms & Conditions

1. Acceptance of Terms

By accessing and using Selectsmart.finance ("the Website"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Our Service

Selectsmart.finance is a trading style of Selectsmart Ltd. We act as an independent credit broker and not a lender. We provide a platform to match users with potential lenders or financial products based on the information provided in their applications.

We do not guarantee that any application will result in an offer of credit or that any offer made will be the best available in the market.

3. User Obligations

You agree to provide accurate, current, and complete information during the application process. Providing false or misleading information may result in the rejection of your application and potential legal consequences.

4. Fees and Charges

We do not charge users a fee for using our brokerage services. However, we may receive a commission or fee from the lenders or providers we introduce you to. Some lenders or products may have their own fees, which will be disclosed to you before you enter into any agreement.

5. Data Protection and Privacy

Your use of the Website is also governed by our Privacy Policy. By using the Website, you consent to the collection and use of your data as described in that policy.

6. Limitation of Liability

Selectsmart.finance shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, or for the cost of procurement of substitute goods and services.

7. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes relating to these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.